If you've paid attention to any news media over the past few years, you know that the housing market has dropped off. From a seller's perspective, that makes life a lot harder. But for a buyer, it can mean a wider world of options and opportunities. For those want to become owners rather than renters, it's vitally important to make smart decisions - as the markets have shown.
DEAR BENNY: My husband and I recently filed for bankruptcy after our home was foreclosed. My mother is willing to purchase a home in her name (as an investment property) and rent it back to us, as long as we can come up with the down payment for her purchase. My in-laws have agreed to provide the down payment. The terms of the investment loan do not allow the down payment to come from a third party, so the money needs to be "gifted" to my mother.
If you're thinking about creating or upgrading an outdoor living space, you're probably considering what materials to use for your project. You'll likely weigh concerns of cost and quality, durability and beauty before arriving at a final decision. If an outdoor shower is part of your plan, you'll probably consider ceramic tile.
Enjoy the pleasures of home pool ownership and ensure a safer summer for your family by employing a few safety measures around your pool.
Gardeners know that mulch is a great-looking layer of topping on the soil in gardens and landscapes, but mulch is so much more than just a decorative cover. Mirroring the leaf layer found on a forest floor, mulch covering can benefit both plants and soil.
DEAR BENNY: We have an unusual situation. When my dad died, he left a life estate in a house/rented duplex to his widow. My sister and I have managed the duplex for 12 years, with all income going for repairs and any surplus to the widow. We would like to be done with it. His widow does not want to move.
She's a single woman in Manteca in her 50s.
The colors are blooming outside and chances are you're feeling inspired to add some color inside your home as well. Using nature as your guide, there are some quick and easy ways to refresh your home's interior.
Mother Nature is a master decorator. In summer, she dresses the world in lush greens and vibrant floral hues. And in every season, natural light is one of her most powerful designer touches.
DEAR BENNY: My brother bought his home about 15 years ago. He holds title only in his name, as a "single man." He lost his job a couple of years ago. He is older and is having a difficult time getting rehired. Long story short: He is now in arrears (18 months), owes escrow for taxes and insurance payments, and is facing foreclosure. His lack of employment is presenting a problem getting loan modifications or refinancing.
Woodside Homes is celebrating the start of its Turn-Key sales event this weekend, allowing homebuyers to unlock their choice of instant upgrades or assistance with interest rate buydowns or closing costs.
DEAR BENNY: I recently read your suggestions on how to get rid of a time share. You suggested attempting to give your time share back to the company with a "deed in lieu," but said that it probably won't work. You are right. It did not work. However, I found a broker who was willing to take the time share off my hands for $3,000. Is this the only other way to rid oneself of this burden? By paying money to give something away?
It's not hard to get people to come to an outdoor gathering on a warm summer's evening, and it should be just as easy to pull together a memorable affair. To make the most of your time and budget, look for low-maintenance solutions that you can use throughout the season - and in summers yet to come. From the dishes you serve to the way you decorate, the less work you have to do, the more you'll be able to enjoy the time with your guests.
When new technology makes its way into home design, often it enters through the kitchen. The heart of the home is also the portal for innovation, and many of the technologies that we now use throughout our homes were first applied in the kitchen.
Manteca median prices should be up by 1 percent in value by summer's end.
WASHINGTON (AP) - The Obama administration is extending for another year a program aimed at helping people struggling to avoid foreclosure on their homes, Treasury Secretary Jacob Lew said Thursday.
More than 40 percent of homeowners plan to update their homes in the next two years, according to the latest Houzz & Home Study. Of those who plan to remodel, 78 percent cite their motivation as improving the look and feel of the space.
Investing in home improvements is a smart idea when you're thinking of putting your home on the market. So where is the best place to spend your money?
WASHINGTON (AP) - Average U.S. rates on fixed mortgages declined this week, hovering near historically low levels.