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Archive By Section - HOME SCENE


Rate on 30-year mortgage stays at record 3.87 percent

WASHINGTON (AP) - The average rate on the 30-year fixed mortgage held steady at a record low for a third straight week, offering more incentive to those looking to buy a home or refinance.

February 16, 2012 | | HOME SCENE


Homebuilder optimism rises for 5th straight month

WASHINGTON (AP) - U.S. homebuilders are gradually growing more optimistic about the depressed housing market and believe homes sales could pick up sharply when the spring buying season begins.

February 16, 2012 | | HOME SCENE


Housing starts rise modestly to start new year

WASHINGTON (AP) - Construction of single-family homes cooled off slightly in January after surging in the final month last year. But a rise in permits suggests builders are growing more confident that more buyers are ready to come off the sidelines.

February 16, 2012 | | HOME SCENE


Foreclosure activity edges higher in January

LOS ANGELES (AP) - Banks took back more U.S. homes in January than in the previous month, the latest sign that foreclosures are accelerating after slowing sharply last year while lenders sorted out foreclosure-abuse claims.

February 16, 2012 | | HOME SCENE


Beware of 'force-placed' hazard insurance

DEAR BENNY: My wife and I closed on a short-sale house in Florida back in 2010. We paid "in full" the homeowners and flood insurance even before we took title to the property. Once we became the owner of the property, confusion started when the insurance agent apparently (and incorrectly) advised the lender that we did not have the necessary insurance coverage.

February 16, 2012 | by BENNY L. KASS Inman News | HOME SCENE


$26 billion settlement between banks, states not what it seems

The big headline announced this month is the $26 settlement reached between the nation's five largest banks and 49 state attorney generals. The settlement is to compensate and assist homeowners that have been either foreclosed on improperly, or homeowners that owe significantly more than the value of their home.

February 16, 2012 | By DEBORAH ROMERO Mortgage Loan Officer | HOME SCENE


10 things to keep in mind when renting

Rent vs. own? More Americans are wrestling with that question as the economy continues its slow recovery. Even though homes are selling at record lows, many Americans are choosing to rent instead, maintaining their mobility and financial flexibility until the economy, as well as their job prospects, improve.

February 16, 2012 | | HOME SCENE


Getting more out of rooms

Did you ever watch a home improvement show team transform a drab room into something spectacular using a shoestring budget and less time than it takes you to clean out your closet? Ever wonder how they did it? Here's the secret: they cheat. And you can too.

February 16, 2012 | | HOME SCENE


Flex is the word at Oakwood Shores

Oakwood Shores 2.0 isn't simply an upgrade of the initial gated lakefront community that took major nosedive during the collapse of the housing bubble.

February 09, 2012 | Dennis Wyatt | HOME SCENE


Trends for spring home improvement projects

Warmer temperatures, green grass and increased daylight help shake off the winter blues and inspire home and yard improvements to spruce up your surroundings.

February 09, 2012 | | HOME SCENE


Create a dream summer outdoor living space

Beat the winter blues by taking the first steps to create a summer backyard oasis. By preparing now, you'll be ready to install - and enjoy - a dream deck once warmer weather arrives.

February 09, 2012 | | HOME SCENE


To rid your garden of weeds, focus on seeds

Every garden is filled with them: millions of unseen weeds. They are dormant seeds that lurk just below the soil surface, ready to spring to life with just the briefest exposure to light. Weeds can choke a garden, robbing it of space, nutrients and water. Allowing weeds to mature compounds the problem, as they are naturally prolific seed producers. They grow aggressively and can be tough to get rid of, because pulling weeds brings more weed seeds to the surface.

February 09, 2012 | | HOME SCENE


Builders group sees pickup in housing this year

LOS ANGELES (AP) - The U.S. housing market will begin to mount a turnaround this year, building toward a solid recovery in 2013, according to a forecast issued Wednesday by the chief economist of a homebuilding industry trade group.

February 09, 2012 | | HOME SCENE


Rate on 30-year mortgage stays at record 3.87%

WASHINGTON (AP) - The average rate on the 30-year fixed mortgage stayed at a record low this week, providing some added incentive for those looking to buy a home or refinance.

February 09, 2012 | | HOME SCENE


Is owner's title insurance worth the cost?

DEAR BENNY: We are getting ready to close on a home and there is a settlement fee of $685 for lender's title insurance and $683 for owner's title insurance. Must we pay both fees? --Phyllis

February 09, 2012 | by BENNY L. KASS Inman News | HOME SCENE


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Articles by Section - HOME SCENE


Simple steps for organized & sensational garage space

Move over kitchens and bathrooms, homeowners are focusing on a new part of the home: the garage. No longer just a place to park the car and lawn equipment, today's garages are getting bigger and better. Here are a few quick and easy projects to create a useful and organized garage.

October 03, 2014 | | HOME SCENE


Smart, stylish solutions keep entire home cool

Don't sweat it if your home doesn't have central air-conditioning. Whether you live in an older house that can't accommodate ductwork, or you don't want to sacrifice your interior aesthetics with an unattractive air conditioning unit, you can still keep your home feeling - and looking - cool this summer with advanced air conditioning technology.

October 03, 2014 | | HOME SCENE


Average 30-year mortgage rate at 4.19%

WASHINGTON (AP) - A key long-term U.S. mortgage rate dipped this week, the second drop after a large increase two weeks ago.

October 03, 2014 | | HOME SCENE


Pet-proofing your home in preparation for adopting

The addition of a new pet to the family is always a cause for celebration. Stress can occur, too, no matter how welcome the new addition. When you're thinking about adopting a pet from an animal shelter, some preparation can help ensure he or she is as safe and happy as possible.

October 03, 2014 | | HOME SCENE


Keep winter energy bills in check

As winter temperatures drop, the potential for higher utility bills goes up. Taking steps ahead of the cold season can help you trim costs and make your home more energy efficient, keeping those utility bills in check even as the winter weather rages.

October 03, 2014 | | HOME SCENE


Mini-makeovers deliver big home value return

Kitchen and bathroom remodeling projects can significantly add comfort, improve functionality and increase the home's resale value. Whichever reason drives homeowners to complete an improvement project, they need to pick one that also delivers a return on investment.

October 03, 2014 | | HOME SCENE


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