The mechanics of a gold sluice are simple.
A will is one of the most important documents you'll ever create in your lifetime. Your will can clearly state who will be guardian of your minor children, who will inherit your assets, when they will inherit your assets, and any conditions that must be met for them to receive your assets. Yet, according to a legal services website RocketLawyer.com, almost 50% of Americans do not have a will.
Whether you're a parent planning for a child's education or a small business owner poised for growth, one thing is certain-there's not much you can do to control the future. The good news is, there's plenty you can do to prepare for it.
If you're a parent of a special needs child you're probably well aware of how complicated and expensive it can be to make sure your child has the proper care. And often times this is a lifelong commitment. From housing, to healthcare, to even the most basic everyday needs-all these expenses add up. And while it may be tough to meet these obligations now, imagine how hard it would be without your income. That's where a special needs trust can help.
At some point, many people with retirement or employer-sponsored investment accounts will be faced with the decision of what to do with rollover funds. This can happen when you change jobs and cash out a 401(k), or when you retire. In either case, it's important to think through your options. Ideally, it's best to choose a strategy that meets your retirement needs, minimizes the impact of taxes, and avoids penalties.
When married couples have young children, often one spouse stays home while the other works outside the home. While most parents understand the necessity of purchasing a life insurance policy on the income earner, few realize the importance of also insuring the stay-at-home spouse.
It's only February, but college financial aid officers are already preparing for the upcoming school year. If you have young children, how will your own savings and investments affect their chances of eventually getting financial aid?
Boutique Couture will celebrate its grand opening on Saturday, offering a unique shopping experience for all ages, sizes and interests.
As a business owner, you recognize the importance of insuring your building, inventory, and equipment. These assets are vital to the success of your company. But what would happen if a key employee died unexpectedly or became disabled?
Lori Knight of Ripon is the new owner of the popular Jake's Coffee, Tea and Sandwich shop in the Ace Hardware Shopping Center on the northeast corner of Main Street and Wilma Avenue.
LATHROP – Steve Ramsey didn't want anything that was too gaudy or over-the-top.
By JOHN-JOEL GRIFFITHS
Holly Rochelle Quesada recently kicked off a new chapter in her life.
It would have been easy for Jessica Perusse to find a way to get people into Rooster Juice.
Though the restaurant from her youth has been closed for years, the principles thrive in Downtown Manteca.
The tax code allows you to give away up to $14,000 each year to as many people as you want, without triggering gift tax. If you and your spouse "split" your gifts, you can double this $14,000 annual gift-tax exclusion and give $28,000 per recipient.
Manteca's only dermatologist Clinton Prescott, Jr., M. D., openly welcomes competition from other skin specialists due to the volume of patients he sees in his practice during a given week at his Central Valley Dermatology practice near Doctors Hospital.
DJ Singh is all about lifestyle.
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