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Delta puts student aid on plastic
The new Delta College financial aid debit card. - photo by Image Contributed

STOCKTON — The days of “waiting for the check in the mail” are over - at least at Delta College.

“We’re not doing paper checks anymore,”noted Denise Donn, Delta’s Director of Financial Aid & Veterans Services.

Delta College is in the final stages of ushering in a new, efficient process for Delta’s financial aid disbursements, as the college rolls out the “MySJDCCard”  for spring 2012. This new debit card service will allow Delta students more choice in how they receive financial aid, including a new option to pay tuition and bills online, along with the usual consumer transactions.

Delta College is partnering with Higher One, Inc., to bring this “modern” method of financial aid disbursement to its students. Founded in 2000, Higher One works closely with colleges and universities to ensure students receive financial aid refunds quickly. The MySJDCCard is a Debit MasterCard that functions like other debit cards attached to a checking account, with same day deposits to the OneAccount, an FDIC insured, no monthly fee, no minimum balance checking account administered by Higher One. The student always has the option of having the refund electronically disbursed to the checking account of their choice.

“We started mailing over 17,000 cards to our financial aid recipients on December 16, 2011” said Donn. “We’re excited about this opportunity to provide Delta’s students with faster service and increased choices for receiving their financial aid disbursements. In addition, students will have the added convenience of debit card payment services.”

In order to receive the MySJDCard, Delta’s financial aid students were required to verify or update their mailing addresses during the Fall 2011 Semester. Toward that end, the college initiated a  “Check Yourself” campaign. Delta students may still confirm their mailing addresses by visiting the Admissions & Records service desk at Delta’s DeRicco Building, or, by logging onto:

The next phase in the MySJDCard transition is the “Unlock the Possibilities” campaign, where financial aid students will be asked to choose their checking account option – electronic ACH transfer to the domestic bank of their choice, or open an optional OneAccount checking account. Students will simply need to log in to their MySJDCCard account to select their preference at:

“If students don’t select their preferences before the first disbursements are made on Jan. 18, the process becomes a bit more complicated,” Donn said.

Delta President Jeff Marsee, sees added student benefits. “

Higher One has designed the service with web site tools that promote responsible money-management habits, Marsee said. “These practices encourage financial accountability among our students. In this tough economy, there’s no better lesson learned.”

Well over one-third of California’s 112 community colleges have transitioned to a similar financial aid disbursement programs.