Being able to buy a home is as insurmountable a goal as you want to make it.By that its means how willing are you to engage in delayed gratification, financial discipline, and set aside wants to concentrate on needs.Every time I hear someone who has a good job with steady income say that they want to buy a house but can’t afford to do so I think back to two interviews I did for Bulletin real estate stories in the 1990s — one in 1993 and the other in 1999.The 1993 story was a feature on the buyers that bought a modest three bedroom, one bathroom home of less than 1,150 square feet in Lathrop. What made the story stick out were the buyers’ jobs and financial status. The husband was a farmhand who had secured year-round employment working for a farmer that had a variety of agricultural operations in the area — field crops, orchards, and even a hog farm near the Sacramento County line.