By now you have probably seen at least one AT&T commercial that talks about how fast their phone service is and how they use the expression “That’s so 42 seconds ago”...Well that is pretty much the same thing that can be said for mortgage rates. Any advertising you see this week about rates is going to be off by more than ¼% because those ads per place more than a week ago. With the continued improvement in the economy, the Federal Open Market Committee keeping financial policy unchanged, and little or no negative economic coming out of Europe, the feeling is we are going to see continued and steady economic growth.